Downloads – 2

Our Blog Posts and Presentations in PDF by Michael Malloy, CLU, TEP – Page 2

1. PPLI and Understanding

How do we achieve understanding?

Part 1

Our next five articles will comprise an in-depth look at the five main components of our PPLI Concept Map: Professor PPLI to the Rescue. 

 Download PDF

2. Assets for a ‘Rainy Day’ – PPLI Keeps You Dry

 Part 2

“I understand it is raining on my assets.”

This Private Placement Life Insurance (PPLI) client is frustrated and resorts to a seemingly obtuse statement to his advisor. Let us examine his statement more closely. If something valuable would be left out in the rain, it might be spoiled. Indeed, even a PPLI asset can take a turn for the worse.

Download PDF

3. The Rainmaker Cometh – Professor PPLI’s Tanned Face

Part 3

Professor PPLI has arrived to educate our advisor on what PPLI can accomplish for this frustrated client. We continue our analogy of rain, and cast Professor PPLI in the role of the rainmaker, which the Cambridge English Dictionary defines as “someone who makes a lot of money for a company or who helps someone or something to succeed.” This is an apt description of Professor PPLI.  As you will find out, Professor PPLI has a studious approach to the tax savings and tax compliance benefits of PPLI, (Private Placement Life Insurance).

Download PDF

4. Inside and Outside PPLI – Academics Teach Us a Lesson

Part 4

The magic comes once assets are inside the PPLI policy. This magic is partly due to what occurs outside the PPLI policy. We likened this in Part 2 and Part 3 to the “wind and rain.” Let us define this “wind and rain” in terms of tax policy, and compare it to the benefits of using a properly structured PPLI policy.

Download PDF

5. Transformation Abounds – Professor PPLI and the Caterpillar

Part 5

In our earlier articles we entertained several views on the word rain, and explored various ways that the English language used the word rain in colorful ways to describe its effect on a client’s assets. Professor PPLI has a rye sense of humor! You will receive more in this vein further in our article from Lewis Carroll’s Alice in Wonderland. Professor PPLI meets his match in the person of the Caterpillar.

Download PDF

6. Fostering Discipline Is Paramount – PPLI Joins ‘Two Sides of the Same Coin’

To be thorough and open to new possibilities at the same time requires discipline: embracing ‘two sides of the same coin.’  In the PPLI structuring of wealthy international families’ assets, Advanced Financial Solutions, Inc. strives to achieve this aim. For each new case we exam similar PPLI cases that we have handled in the past.

Download PDF

7. PPLI: Efficiency = Balance – Harmonious Efficiency = Private Placement Life Insurance

When the elements of a transaction are balanced it produces Harmonious Efficiency. This is exactly what is achieved for the assets of wealthy international families in a properly constructed Private Placement Life Insurance Policy (PPLI).  PPLI is a product that dates back to the 1980s, so you are not employing something that was invented yesterday.

Download PDF

8. PPLI AND JURISDICTIONAL ISSUES – Whose Jurisdiction Is This? – Private Placement Life Insurance Defines and Simplifies

A proper understanding of jurisdictional issues is key to a successful Private Placement Life Insurance (PPLI) structure. One cannot simply take the assets of wealthy international families and move them offshore and expect a good result. The tax residence of the family is paramount, as well as the tax residence of the beneficiaries. A PPLI structure that is successful in one country, might not work in another. These factors must be thoroughly researched for the wealthy international family to have a successful PPLI structure. Since these PPLI structures tend to be long-term the necessity for this thorough research is even more compelling.

Download PDF

9. The Art of War in Action – Achieve Stealth Victory with PPLI

Private Placement Life Insurance (PPLI) allows you to achieve levels of legitimate privacy not possible with solely planning with trusts. The PPLI policy works in harmony with a trust to create an environment of enhanced privacy. So what war are we talking about? This war is being played out worldwide almost daily between governments and individuals on what constitutes privacy.

Download PDF

10. The Beauty of The Integrated Circuit – PPLI: The Computer Chip of Wealth

Private Placement Life Insurance (PPLI) is a type of integrated circuit, read computer chip, in planning for wealthy international families. Both of these remarkable structures remain in the background, and what is visible is the amazing things that they accomplish.

Download PDF

11. The Rule of Law in Action – PPLI Brings Ultimate Sophistication

Private Placement Life Insurance (PPLI) brings the words of Leonardo da Vinci to life:

“Simplicity is the ultimate sophistication.”

The transformation from simplicity to sophistication can be accomplished through the rule of law. In our PPLI work for wealthy international families, we must frequently turn complex and sometimes contradictory tax laws into a simple, understandable, and workable structure.

Download PDF

12. What Is Money? – Fungibility Is Key to PPLI

At the center of a Private Placement Life Insurance (PPLI) structure is fungibility. For PPLI this means in essence taking assets in a taxable environment into one that is tax-free. According to the Merriam-Webster dictionary, fungibility derives from the Latin verb fungi meaning “to perform (no relation to the noun “fungus” or the plural “fungi.”)

Download PDF

13. What Is Time? – PPLI Stops Time

 This week we will learn how a sophisticated structuring technique for wealthy international families, Private Placement Life Insurance (PPLI), has the ability to stop time. Yes, this may seem at first hearing outrageous, but from a tax and privacy perspective, this will be the conclusion of our article.

Download PDF

14. Your Pot of Gold Under the Rainbow – PPLI: Uses Non-Disruption to Achieve Disruption

Private Placement Life Insurance (PPLI Category in our blog) shares a key element with so-called disruptive companies–innovative efficiency.  This is expressed in the likes of companies such as Uber and Airbnb. Uber can be thought of as the world’s largest taxi service, but they own no vehicles.  Airbnb has been called the world’s largest hotel, yet they do not own hotel buildings.

Download PDF

15. Fence = Privacy–Well Sort of – Let PPLI Be Your First Defense

Part 1: Our next five articles will comprise an in-depth look at the five main components of our PPLI Concept Map: Professor PPLI meets Leonardo da Vinci.

Download PDF

16. Elegant Simplicity Revealed – The PPLI Insurance Code

 Part 2: Although the basic framework of Private Placement Life Insurance (PPLI) policies is similar, each client situation is unique, and, therefore, calls for a new area of study. We use our past experience to bring the best possible outcome to a new set of circumstances.

Download PDF