Books by Michael Malloy, CLU, TEP

 

1. The PPLI Papers

Secure Wealth and Tax Compliance Through Private Placement Life Insurance

Introduction

The PPLI Papers by Michael Malloy, CLU, TEPWere you concerned about the revelations of the Panama Papers and the Paradise Papers? If you are concerned about lack of privacy and want to structure your assets to enhance privacy, tax efficiency, and asset protection, look no further. Here you will find an approach that gives you all the privacy you seek to retain while remaining in full compliance with tax authorities worldwide.

We are talking about the use of a specialized life insurance policy–Private Placement Life Insurance (PPLI). Much more than just an insurance policy, it is a conservative approach that offers a trustworthy and reliable method of achieving these aims.

PPLI is unlike any other life insurance policy you may have encountered. To quote from Senior Consultant, The Voice of the Investment Management Consultant:

“Private Placement Life Insurance (PPLI) is much more than an insurance policy. PPLI represents one of the most powerful vehicles available to the high net worth investor in the marketplace today.”

The Wikipedia article, International tax planning, discusses the concept of Expanded Worldwide Planning (EWP), the overarching planning tool that emerged from the regulatory framework introduced by FATCA and CRS. This article tells us:

“At the heart of EWP is a properly constructed Private placement life insurance (PPLI) policy that allows taxpayers to use the regulatory framework of life insurance to structure assets along the client’s planning needs.”

The aim of this book is to give you a general knowledge of Private Placement Life Insurance and introduce wealthy international clients to the possibilities of structuring their assets to their greatest benefit in the wake of the Panama Papers and Paradise Papers. We will offer news stories, discussions by various authors on PPLI, and related topics such as tax planning. The book consists of my articles over the last several years, and will give you access to videos on PPLI. The diversity of the articles mirrors the diversity of PPLI structuring possibilities that are available throughout the world.

My sincere hope is that you come away with a structure that achieves your aims. For maintaining full privacy while maximizing tax savings, and asset protection, PPLI is one of the world’s best kept secrets.

2. The Wit and Wisdom of Professor PPLI

How to Achieve Exceptional Asset Structuring with Private Placement Life Insurance

Available on Amazon

Introduction

I would like to introduce you to Professor PPLI, a bird of many talents. He is well versed in tax law, life insurance, and the many topics that support a knowledgeable presentation of Private Placement Life Insurance (PPLI). With his great expertise, he will guide you through the myriad structuring possibilities of this unique asset structuring tool–PPLI.

The territory is vast, but with his keen bird’s view, he can assess structuring possibilities applicable to your own unique situation–those impossible to see with normal sight.

To better acquaint you with the territory, he will present you with our original sources of inspiration. He calls them concept maps, but they are most akin to preliminary sketches. You will find these concept maps at the end of each of the three chapters. Think of them as the first sketches that brought the topics to life. They were the springboards to a more in depth presentation that takes place in the fifteen articles.

Professor PPLI will help you navigate through the six Elements of EWP to see more clearly which structure would fit your personal needs the best. He has served wealthy families throughout the world in structuring their assets, benefiting these families with enhanced privacy, asset protection and tax savings in one single unified structure.

This territory of the six elements of Expanded Worldwide Planning (EWP) is not uncharted, Wikipedia has already recognized it by featuring the six elements prominently on their page “International Tax Planning.” We have reproduced this Wikipedia page in its entirety to give you first hand a detailed look at these six important elements.

There is much good material on PPLI of a more academic and scholarly nature. This is not our aim. Like a keen sighted bird of prey, Professor PPLI sees opportunities where the six elements of EWP are combined specially to untie the knots of difficulty that may be embedded in your current asset structure.

Our choice of images furthers our aim to instruct in a deeper more holistic manner. We invite you to make connections between the images and the written text. This gives you the ability to bring your own experience and understanding to our topic of PPLI structuring–not a direct academic understanding, but one that is unique to your own life experience. Our hope is that you make this knowledge your own and benefit directly from it.